Savings

The player accessing their savings account in Animal Crossing: New Leaf

The savings account is a feature in the Animal Crossing series that allows the player to deposit or withdraw their Bells. It is accessed either from Pelly or Phyllis at the post office or town hall, or from an ATM-like machine known as the Automatic Bell Dispenser (ABD) Beginning in Animal Crossing: Wild World, the player receives monthly interest from the Bells saved in their account. In all games, the maximum amount of Bells that can be held in the savings account is 999,999,999.

Appearances

In Animal Crossing

The player accessing their savings account in Animal Crossing

In Animal Crossing, the savings account can be accessed by speaking to Pelly or Phyllis at the post office only after the player's house has been fully paid off.

In Wild World

The player accessing their savings account in Animal Crossing: Wild World

In Animal Crossing: Wild World, the savings account can be accessed by speaking to Pelly or Phyllis at town hall. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

In City Folk

The player accessing their savings account in Animal Crossing: City Folk

In Animal Crossing: City Folk, the savings account can be accessed from the ABD at town hall. The player's Bells are stored in the Bank of Nintendo. It can also be accessed at the player's house from the ABD furniture item. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

After the player deposits 10,000 Bells into their savings account, the Bank of Nintendo sends them a Shopping Card, which can be used at GracieGrace to spend the Bells in their savings without having to carry them in their pockets. If the player loses their Shopping Card, a new one can be issued at the ABD. After saving 1,000,000 Bells, the player receives the Gold Card, which is functionally identical to the standard Shopping Card, but cannot be reissued.

In New Leaf

In Animal Crossing: New Leaf, the savings account can be accessed from the ABD at the post office or on Tortimer Island. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

When selling a town in the Welcome amiibo update, any Bells in the player's savings account are transferred to the new town.

In New Horizons

In Animal Crossing: New Horizons, the savings account can be accessed from the Nook Stop at Resident Services. The player's Bells are stored in the Bank of Nook. The player receives 0.05% interest on the first of each month, with a maximum of 9,999 Bells. Prior to version 1.2.0, the player would receive 0.5% interest on the first of each month, with a maximum of 99,999 Bells; after downloading the 1.2.0 update, the Bank of Nook would send the player a Bell-Bag Rug as an apology for the decreased interest rates.

Unlike previous games, there are no rewards for passing certain Bell milestones.

With the release of the 2.0 update, it is now possible to redeem a separate ABD from the Nook Stop. Once redeemed, the player can set it up anywhere and can now access the ABD without having to go to the Nook Stop first. An ABD is also available at Harv's Island. In Animal Crossing: New Horizons – Happy Home Paradise, after the player has done around 25 vacation homes, Lottie will set up an Automated Bell and Poki Dispenser (AB&PD), to allow the player to deposit Poki and do exchanges between Bells and Poki. There is a limit of 30,000 Bells and 15,000 Poki that can be exchanged at a time, and the exchange rates change every day, meaning that the amount you get from exchanging one day may be different from another day.

Rewards

After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.

Animal Crossing

Savings rewards in Animal Crossing

#	Item	Image	Buy price	Sell price	Available from	Group	Interact	Fêng shui	Size
504	Tissue		Not for sale	320 Bells	Post office	-	-	Special
505	Piggy bank		Not for sale	1,120 Bells	Post office	-	Press	Special
506	Mailbox		Not for sale	1,000 Bells	Post office	-	-	Special
565	Post model		Not for sale	16,000 Bells	Post office	-	Toggle	Special

Includes data sourced from the Data Spreadsheet for Animal Crossing (N64, GCN), compiled by TimeSword3D, AlexBot2004, Cuyler, Ruthless Cutie, SuperHamster, vmario, and Chubby Bub.

Animal Crossing: Wild World

Savings rewards in Animal Crossing: Wild World

Amount required	#	Item	Image	Buy price	Sell price	Available from	Group	Colors	Genre	Info	Size
1,000,000 Bells	Unknown	Box of Tissues		Not for sale	320	Town hall (Mail)	Unknown	Unknown	Unknown	Can be placed on tables
10,000,000 Bells	Unknown	Piggy Bank		Not for sale	1,120	Town hall (Mail)	Unknown	Unknown	Unknown	Interactable; Can be placed on tables
100,000,000 Bells	Unknown	Pelly's Pic		Not for sale	Unknown	Town hall (Mail)	Unknown	Unknown	Unknown	Picture
500,000,000 Bells	Unknown	Phyllis' Pic		Not for sale	Unknown	Town hall (Mail)	Unknown	Unknown	Unknown	Picture
999,999,999 Bells	Unknown	Town Hall Model		Not for sale	450	Town hall (Mail)	Unknown	Unknown	Unknown	-

Animal Crossing: City Folk

Savings rewards in Animal Crossing: City Folk

Item	Image	Buy Price	Sell Price	Available From	Color(s)	Genre	Size	Info
Shopping Card		10,000	-	Savings	-	-	-	Item
Box of Tissues		100,000	-	Savings	-	-		Can place on table
Gold Card		1,000,000	-	Savings	-	-	-	Item
Piggy Bank		10,000,000	-	Savings	-	-		Can use, can place on table
Green Feather		100,000,000	-	Savings	-	-		Headgear
Blue Feather		200,000,000	-	Savings	-	-		Headgear
Yellow Feather		300,000,000	-	Savings	-	-		Headgear
Red Feather		400,000,000	-	Savings	-	-		Headgear
Purple Feather		500,000,000	-	Savings	-	-		Headgear
White Feather		600,000,000	-	Savings	-	-		Headgear
Rainbow Feather		700,000,000	-	Savings	-	-		Headgear
ABD		999,999,999	-	Savings	-	-		Can use

Animal Crossing: New Leaf

Savings rewards in Animal Crossing: New Leaf

Item	Image	Buy Price	Sell Price	Available From	Color(s)	HHA Theme	Style	Size	Info	Customize
Box of Tissues		100,000	320	Savings	White (x2)	-	Basic		Can place on table	No
Letter Set		500,000	300	Savings	-	-	Basic		Can place on table	No
Piggy Bank		1,000,000	1,120	Savings	Beige / Pink	Harmonious	Cute		Can use, can place on table	Yes
Aluminum Briefcase		5,000,000	300	Savings	Gray (x2)	Sci-Fi & Trendy	Modern		Can place on table	No
Post-Office Poster		10,000,000	100	Savings	-	-	Iconic		Wall furniture	No
Safe		20,000,000	189	Savings	Black (x2)	Sci-Fi	Basic		Storage unit	No
Mailman's Hat		50,000,000	-	Savings	-	-	-		Headgear	-
ABD		100,000,000	250	Savings	Gray (x2)	-	Basic		Can use	No

Gallery

• 

  Icon shown when accessing the player's savings account in Animal Crossing

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  Icon shown when accessing the player's savings account in Wild World

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  The letter received with the Shopping Card in City Folk

• Goldcardletter.png

  The letter received with the Gold Shopping Card in City Folk

• CFABD.jpg

  The player using the ABD furniture item in City Folk

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  The player receiving interest on their savings in New Horizons

References

This page could be improved with the addition of images.

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Further details: New Horizons screenshot

This page could be improved with the addition of images.

You can help by uploading one or more images and including them on this page.
Further details: New Horizons screenshot

Gameplay elements

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