Poki is a currency in Animal Crossing: New Horizons – Happy Home Paradise that is used exclusively on the expansion's archipelago to buy items in the Paradise Planning building, Wardell's catalog, the café, and the apparel shop. Lottie pays the player Poki each time they design a vacation home. The player's salary increases the more the player's status grows. Additionally, the player receives 25,000 Poki each time a facility is built or expanded and 10,000 Poki for remodeling a vacation home.
In comparison to Bells, Poki are 90% of the price of Bells, but are rounded differently depending on two conditions:[1]
If the original price in Bells is 1,111 Bells or less, the Poki buy price is rounded to the nearest multiple of 10.
If the original price in Bells is 1,112 Bells or more, the Poki buy price is rounded to the nearest multiple of 100.
After completing 23 vacation homes and visiting the Paradise Planning office on two separate days, Lottie will introduce the player to the Automated Bell and Poki Dispenser, in which the player can deposit or withdraw Poki. The AB&PD will also allow exchange rates between 100 Poki and a random number of Bells. The player can exchange Bells for Poki for up to 30,000 Bells and up to 15,000 Poki for Bells each day.
The following exchange rates are possible to obtain per day.[1]