Savings
The Savings account is a feature in all Animal Crossing games that allow the player to deposit or withdraw their Bells, similarly to a real-life bank account. In Animal Crossing and Animal Crossing: Wild World, the player can go to the Post Office or Town Hall, respectively, and talk to Pelly or Phyllis to access their savings. In Animal Crossing, the player can only access their savings account after fully paying off their mortgage. In Animal Crossing: City Folk and Animal Crossing: New Leaf, the player now uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at Town Hall and the Post Office, respectively. The player can also receive a functioning ABD furniture item in Animal Crossing: City Folk and Animal Crossing: New Leaf after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells.
Shopping Card
In City Folk, after 10,000 Bells have been deposited into the savings account, the bank will send a Shopping Card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in his or her savings account without carrying the Bells around. A Gold Shopping Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It acts exactly like the regular Shopping Card. If the player loses their Shopping Card, they are able to go to the ABD and select "Reissue Card". They will receive a new card in the mail. However, the Gold Shopping Card cannot be replaced.
- Goldcardletter.png
The letter received with the Gold Shopping Card.
Rewards
After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.
Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+
Savings Rewards in Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+
Animal Crossing: Wild World
Stereos in Animal Crossing: Wild World
Item | Image | Buy Price | Sell Price | Available From | Group | Color(s) | Genre | Size | Info |
---|---|---|---|---|---|---|---|---|---|
Box of Tissues | 1,000,000 | - | Savings | - | - | - | Can place on table | ||
Piggy Bank | 10,000,000 | - | Savings | - | - | - | Can use, can place on table | ||
Pelly's Pic | 100,000,000 | - | Savings | - | - | - | Picture | ||
Phyllis' Pic | 500,000,000 | - | Savings | - | - | - | Picture | ||
Town Hall Model | 999,999,999 | - | Savings | - | - | - | - |
Animal Crossing: City Folk
Savings Rewards in Animal Crossing: City Folk
Item | Image | Buy Price | Sell Price | Available From | Color(s) | Genre | Size | Info |
---|---|---|---|---|---|---|---|---|
Shopping Card | 64px | 10,000 | - | Savings | - | - | - | Item |
Tissue Box | 100,000 | - | Savings | - | - | Can place on table | ||
Gold Shopping Card | 1,000,000 | - | Savings | - | - | - | Item | |
Piggy Bank | 10,000,000 | - | Savings | - | - | Can use, can place on table | ||
Green Feather | 100,000,000 | - | Savings | - | - | Headgear | ||
Blue Feather | 200,000,000 | - | Savings | - | - | Headgear | ||
Yellow Feather | 300,000,000 | - | Savings | - | - | Headgear | ||
Red Feather | 400,000,000 | - | Savings | - | - | Headgear | ||
Purple Feather | 500,000,000 | - | Savings | - | - | Headgear | ||
White Feather | 600,000,000 | - | Savings | - | - | Headgear | ||
Rainbow Feather | 700,000,000 | - | Savings | - | - | Headgear | ||
ABD | 999,999,999 | - | Savings | - | - | Can use |
Animal Crossing: New Leaf
Savings Rewards in Animal Crossing: New Leaf
Item | Image | Buy Price | Sell Price | Available From | Color(s) | HHA Theme | Style | Size | Info | Customize |
---|---|---|---|---|---|---|---|---|---|---|
Box of Tissues | 100,000 | 320 | Savings | White (x2) | - | Basic | Can place on table | No | ||
Letter Set | 500,000 | 300 | Savings | - | - | Basic | Can place on table | No | ||
Piggy Bank | 1,000,000 | 1,120 | Savings | Beige / Pink | Harmonious | Cute | Can use, can place on table | Yes | ||
Aluminum Briefcase | 5,000,000 | 300 | Savings | Gray (x2) | Sci-Fi & Trendy | Modern | Can place on table | No | ||
Post-Office Poster | 10,000,000 | 100 | Savings | - | - | Iconic | Wall furniture | No | ||
Safe | 20,000,000 | 189 | Savings | Black (x2) | Sci-Fi | Basic | Storage unit | No | ||
Postman Hat | 50,000,000 | - | Savings | - | - | - | Headgear | - | ||
ABD | 100,000,000 | 250 | Savings | Gray (x2) | - | Basic | Can use | No |
Trivia
On March 6, 2020, Twitch streamer BrianMp16[1] became the first person to legitimately obtain the Post Office Model and the 999,999,999 Bells necessary to obtain it in Animal Crossing.[2][3]
References