Difference between revisions of "Home loan"
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| − | [[File:NHFinalLoanPaidOff.jpg|thumb|right|300px|A player after fully paying off their home loan in | + | [[File:NHFinalLoanPaidOff.jpg|thumb|right|300px|A player after fully paying off their home loan in {{NH|short|nolink}}]] |
A '''home loan''', also known as a '''debt''' or '''mortgage''', is an amount of [[Bells]] that is required to pay off in order to purchase or expand a [[player]]'s [[house (player)|home]]. After the player pays off the mortgage once, the price will increase. Once the house is fully expanded and paid off, the player will usually get a reward. In {{PG}}, after the player pays off their mortage, they will have a statue put up of them in front of the train station. In {{CF}}, the player will receive a flag in front of their house that [[custom design]]s can be placed on. Paying off the mortgage in {{NL}} unlocks theme challenges run by [[Lyle]] at the [[Happy Home Academy]]. In {{NH}}, paying off the final mortgage will cause any future exterior renovations to be completely free for the player. | A '''home loan''', also known as a '''debt''' or '''mortgage''', is an amount of [[Bells]] that is required to pay off in order to purchase or expand a [[player]]'s [[house (player)|home]]. After the player pays off the mortgage once, the price will increase. Once the house is fully expanded and paid off, the player will usually get a reward. In {{PG}}, after the player pays off their mortage, they will have a statue put up of them in front of the train station. In {{CF}}, the player will receive a flag in front of their house that [[custom design]]s can be placed on. Paying off the mortgage in {{NL}} unlocks theme challenges run by [[Lyle]] at the [[Happy Home Academy]]. In {{NH}}, paying off the final mortgage will cause any future exterior renovations to be completely free for the player. | ||
Revision as of 13:19, June 4, 2020
File:NHFinalLoanPaidOff.jpg
A player after fully paying off their home loan in New Horizons
A home loan, also known as a debt or mortgage, is an amount of Bells that is required to pay off in order to purchase or expand a player's home. After the player pays off the mortgage once, the price will increase. Once the house is fully expanded and paid off, the player will usually get a reward. In Animal Crossing, after the player pays off their mortage, they will have a statue put up of them in front of the train station. In Animal Crossing: City Folk, the player will receive a flag in front of their house that custom designs can be placed on. Paying off the mortgage in Animal Crossing: New Leaf unlocks theme challenges run by Lyle at the Happy Home Academy. In Animal Crossing: New Horizons, paying off the final mortgage will cause any future exterior renovations to be completely free for the player.
Required Amounts
Doubutsu no Mori, Animal Crossing, and Doubutsu no Mori e+
| Purchase | Mortgage Cost | Size |
|---|---|---|
| Buying house | 19,800 Bells | |
| First main room expansion | 148,000 Bells | |
| Basement | 48,000 Bells | |
| Second main room expansion | 398,000 Bells | |
| Second floor | 798,000 Bells | |
| Total | 1,410,800 Bells |
Animal Crossing: Wild World
| Purchase | Mortgage Cost | Size |
|---|---|---|
| Buying house | 19,800 Bells | |
| First main room expansion | 120,000 Bells | |
| Second main room expansion | 298,000 Bells | |
| Second floor | 598,000 Bells | |
| Left room | 728,000 Bells | |
| Right room | 848,000 Bells | |
| Back room | 948,000 Bells | |
| Total | 3,559,800 Bells |
Animal Crossing: City Folk
| Purchase | Mortgage Cost | Size |
|---|---|---|
| Buying house | 19,800 Bells | |
| First main room expansion | 120,000 Bells | |
| Second main room Expansion | 248,000 Bells | |
| Second floor | 368,000 Bells | |
| Basement | 598,000 Bells | |
| Total | 1,353,800 Bells |
Animal Crossing: New Leaf
- Buying House: 10,000 bells
- First Expansion: 98,000 bells
- Second Expansion: 198,000 bells
- Second Floor: 298,000 bells
After the second story is constructed, the player may choose to expand existing rooms or construct additional rooms, in any order:
- 1st Second Story Expansion: 498,000 bells (upgraded to 6 by 6 squares)
- 2nd Second Story Expansion: 598,000 bells (upgraded to 8 by 8 squares)
- Basement: 428,000 bells (4 by 4 squares)
- 1st Basement Expansion: 498,000 bells (upgraded to 6 by 6 squares)
- 2nd Basement Expansion: 598,000 bells (upgraded to 8 by 8 squares)
- Ground Floor Left Room: 348,000 bells (4 by 4 squares)
- 1st Ground Floor Left Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
- 2nd Ground Floor Left Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
- Ground Floor Right Room: 348,000 bells (4 by 4 squares)
- 1st Ground Floor Right Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
- 2nd Ground Floor Right Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
- Ground Floor Back Room: 348,000 bells (4 by 4 squares)
- 1st Ground Floor Back Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
- 2nd Ground Floor Back Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
- Total Cost: 7,595,800 Bells
- Total Floorspace: 320m²
- Total Wallspace: 142m
- Total Furnishable Tiles: 462
- Floorspace Cost: 23,737 Bells per m²
- Tile Cost: 16,441 Bells per tile
Animal Crossing: New Horizons
| Purchase | Mortgage Cost | Size |
|---|---|---|
| Buying a Tent | 5,000 Nook Miles / 49,800 Bells[nb 1] | 4 × 4 |
| Buying a House | 98,000 Bells | 6 × 6 |
| Main room Expansion | 198,000 Bells | 8 × 8 |
| Back room | 348,000 Bells | 6 × 6 |
| Left room | 548,000 Bells | 6 × 6 |
| Right room | 758,000 Bells | 6 × 6 |
| Second floor | 1,248,000 Bells | 12 × 6 |
| Basement | 2,498,000 Bells | 12 × 6 |
| Total | 5,696,000 Bells |
- ↑ The Bell cost is nominal: regardless of how the player responds when informed of the cost, Tom Nook will inform them that because the player doesn’t have any Bells yet, they will be enrolled to pay off the initial fees using Nook Miles.
Gallery
- CFLoanPaidOff.png
A player after paying off their home loan in City Folk
A player talking to Tom Nook after paying off their home loan in City Folk
A player after paying off their home loan in New Leaf
A player talking to Tom Nook after fully paying off their loan in New Leaf
- NHItemizedBill.gif
Tom Nook handing the player their loan in New Horizons
To-do list: This page could do with some improvements!
Edit this page and add a little something to make it just right.
- Add sizes for PG, WW, and CF
- Put NL data into a table
To-do list: This page could do with some improvements!
Edit this page and add a little something to make it just right.
- Add sizes for PG, WW, and CF
- Put NL data into a table
